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2 How can I check my credit rating before I apply for a mortgage?

  Your credit rating is based on a combined score generated from three credit bureaus who look at your credit history, amount of credit available, and recent inquiries to determine what's called your FICO score. A smart way to go is to have your Bay Market Manager check your rating for you and, if appropriate, suggest ways for you to improve your credit. For a small fee, you can get your score or review your credit report by going online to www.myfico.com or contacting the credit bureaus directly at:
 
 
  • Equifax, www.equifax.com
 
  • Experian, www.experian.com, (888) 397-3742
 
  • TransUnion, www.transunion.com, (800) 916-8800
 
  Item last updated:Thu Sep 11 12:35:02 2008
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